FAQs

Question 1    

I understand that as a full member my EGB insurance covers me for riding in non EGB events.  Could you confirm this to be correct and that if I ride in an non EGB ride I will be covered under the EGB Horse and Rider Insurance please?

Answer   
Kbis confirms that the policy covers the Personal Liability of the member in respect of all of the horses that they own as long as they are not used for commercial purposes.

 
Question 2   
One of the benefits of full membership is third party insurance all the time compared to Associate Members only getting third party at rides. My husband & I have several horses between us, one is now too old to do Pleasure Rides but the others will be/do go to rides from time to time. If we are full members does the third party cover all of our horses, even the old one who just hacks out locally?
 
Answer 
Kbis confirms that the policy covers the Personal Liability of the member in respect of all of the horses that they own as long as they are not used for commercial purposes.
 
Question 3 
What is Personal Liability Insurance ?
 
Answer 
Personal Liability Insurance covers you should you be held liable for third party property damage or bodily injury as the owner of the horses.
 
Question 4   
I am based in the UK, but one of my friends is based overseas.  Are they still insured with their EGB membership?

Answer 

Kbis covers members (who have paid their fee to EGB) who are domiciled overseas whilst they are temporarily visiting the UK, Isle of Man, Channel Islands or Republic of Ireland.  We do not cover them at any other time.